Month: June 2020

Meet Nick Ayton and some of his leading Quantum AI thoughts

by Patrick Moreau

Nick Ayton or the climb of a blockchain thought leader… Nick Ayton about the crypto generation: Insurance products designed to be sold through layers of distribution, salespeople and brokers. Then, my favorite parasites: the Independent Financial Advisor. How much profit margin is in a product designed to feed these layers, pay the commissions and allow misselling on mass? Insurance is one big ‘Ponzi Scheme’ as it is predicated on new money coming into the top to pay out at the bottom, if it pays out at all. Pensions are another example of a failed product, a scam. Then we have mortgages, another failed product that robs people and medical insurance designed to be sold and not claimed, aimed at the people with money.

An all around the world well respected technology business leader, Nick works with boards to help them understand the pervasive nature of new technologies that include Quantum Computing, Artificial Intelligence, QuantumAI, Nano Materials, VR and Blockchain, as opportunities and threats for business operating model improvement, customers and the top line growth. Nick Ayton has worked more than 4 decades in technology, improving businesses and implementing the newest tech for competitive advantage. He has the knack of making the complex feel familiar and gets to the issue quickly. He gets you thinking and helps you take action, to have the right plans in place for what is to come. Nick Ayton has worked in technology for 35 years with a background in Computer Science, Product Development, Sales and Restructuring. He was involved in 8 tech starts and used to be a corporate citizen holding senior roles in some of the largest IT Services, BPO and Tech companies over a career spanning more than 30 years.

“Nick has a way of getting through to audiences by scaring them a little, then making them laugh. A thought leader and futurist I very much enjoy listening to him” We specialise on decentralised operating models and have created a set of tools and methodologies for design and deployement. Nick has designed Blockchain Operating Models for Insurance, Asset Management, Capital Markets, Trading and Lectures at a number of International business schools. In 2012 he created the first Fintech Self Service Pension Platform growing at 131% per quarter. Nick is currently advising several Blockchain entrepreneurs supporting a number of Initial Coin Offerings (Crypto-crowdfunding) and is London Correspondent for CoinTelegraph. See more details at Nick Ayton.

Our London Correspondent Nick Ayton, the Sage of Shoreditch, explores a new truth serum often overlooked, called the App Token. Also known as the Utility Token, it will change more lives than any other form of token. There’s often so much time and attention spent focusing on security tokens that deliver specific things (returns) for investors, founders and users in different ways. Security tokens also provide an on/off ramp into and out of the crypto world. However, we often forget the real transformational star is in fact the App (Utility) Token and not the Security Token.

NickAyton on crypto app tokes : There are 10,000 Use Cases, most of the big banks who recognised the opportunity and threat, most governments about assessing and working on projects ready to deploy land registry and voting; central banks contemplating a new cryptocurrency as an Altcoin or ColoredCoin recognising Bitcoin’s simplicity and the rush to use it as a Safe Haven currency. There are upwards of 20m Bitcoin Users today, when it hits 100m users as PayPal did, Blockchain maturity is complete, its future certain. But then this is merely Act One, Version 1 of Blockchain. I would argue that Blockchain is the start of new commerce that will enable it to scale like never before. This is because the underlying technology offers a new starting point, a new set of rules and attributes with which to build new operating models, automate interactions and business logic, remove the layers of inefficiencies of an old WorldWideWeb that can no longer support an AI, Robo and Machine to Machine future. I can hear the corporate techies say Nick you are wrong, nothing really changes, because deep down they know and don’t like change and think they can still improve today’s organizations and markets.

Fitness tips with Thesporting Blog

by Patrick Moreau

Best fitness tricks with thesporting.blog? Dropping to my knees used to make me feel like a failure, so I would refuse to do it. Well, what followed was really bad form, and therefore, a totally ineffective move. Finally taking my virtual workout instructors’ advice and embracing modifications, I started dropping to my knees or performed the move at an incline, so that I could lower all the way to the ground and maintain core engagement, as well as the correct arm position. I actually felt my triceps and abs kicking into gear! Four months into my goal, I can see so much progress in my abilities. I may not be able to drop down and give you 20 (or even 10) perfect push-ups, but now I can slowly conquer five, and I owe it all to perseverance and the tiny tweaks in my routine ahead.

Many claim that those who started a weight-loss program with friends completed the program as compared to those who handle the program alone. And with that the friend group will most likely maintain their weight loss. For most people, it is difficult to stay consistent with workout routines. However compared to having a certain group there waiting for you will provide you with motivation and inspiration which everyone needs to be successful. Another psychological idea is that no one wants to be the weakest link in a group setting. When it comes to fitness, this relates to everyone pushing each other harder when tasked with workout out with people who are fitter than you. It is noticeable that those who exercise with a more-capable partner increased their plank time by a more incredible number.

Pro Tip: If you’re biking to work, try using a bit of antiperspirant on your neck and back. This, accompanied with a towel and lightweight clothing, will keep you looking fresh during your ride. Don’t let sweat keep you from taking advantage of this easy way to fit in physical activity. Warmups and cool downs should become an essential part of your fitness routine if you want to keep your body healthy and injury-free. Particularly when it comes to cardio, warmups and cool downs not only prep and soothe the muscles, but also regulate heart rate and help the body acclimate to your exercise routine. See even more information at Fitness Advice.

Daily Cardio Workout: Break a sweat in less than 10 minutes with Daily Cardio Workout, a fan favorite for people who just want to get moving and experience a jolt of morning energy. The free version of this app features a 5 to 10 minute cardio routine geared to both men and women, with proven exercises for heart-pumping, endorphin-spiking workout sessions. SWEAT: Kayla Itsines Fitness: Kayla Itsines is the ultimate Instagram fitness influencer. Now, she’s delivering her treasured workouts straight to our phones, with her popular SWEAT app. And trust us – SWEAT’s got some of the most powerful HIIT training content out there. Kayla and a team of elite personal trainers are prepared to whip us into the best shape of our lives, no excuses allowed. If you fall in love with the app, you’ll eventually have to pay. But don’t worry about that for now, because SWEAT offers new members a free trial.

As a professional bodybuilder and coach, Jeff Nippard is a popular fitness vlogger who uses his videos to share his training tips and techniques. Since first competing as a professional bodybuilder when he was just 19-years-old, Jeff has devoted his whole life to health and fitness. Having gone on to study biochemistry before starting his YouTube channel, Jeff combines his expertise and experience to create informative content around nutrition, training and general fitness. As a result, he has gained over 800,000 YouTube subscribers and huge respect within the fitness world. If you want to learn more about the science behind the most effective ways to train different areas of your body, he provides in-depth videos that explain it all. He has also been known to debunk fitness trends and provide an honest insight into what really works and what doesn’t. Discover even more info at here.

Cash discounting program and selling tricks

by Marie Poppins

ISO cash discount program and selling tips? With the EDGE cash discounting program, paying for an item with cash will be relatively unchanged. Customers will see the advertised price of the item, go to the register, hand the cashier their cash, and purchase their item. No additional fee or surcharge will be placed upon the consumer. The merchant won’t have any processing fees for this transaction and the customer will also be able to escape without paying any fees.

Understand your customer’s motivations and tailor your product’s value to their specific needs. This means you can’t use the same generic pitch for every customer. What’s the best way to do this? Research your customers, distribute surveys, and gather feedback from current customers, as well as potential customers as you build a relationship with them. Why should customers care? If they have a problem, you should present your product as a solution to that problem.

How the Cash Discount Merchant Services Work? The process is simple. Just let us know you want to be a part of the Cash Discount Merchant Services. We’ll provide you with signage that states the percentage credit card customers will pay if they pay with a credit card. You go about business as normal, processing payments as you normally do. If you have a credit card paying customer, our terminal will calculate the fee for you. There’s no extra work on your part, and you reward the cash-paying customers with a discount – it’s that easy. Find even more information at Cash Discount Agent Program.

Connect with buyers and uncover their full set of needs: Before a prospect opens up and shares their finances and goals with you, you must develop rapport and trust with them. Once trust is developed, you can uncover their needs and desires. Say you’re a banker talking to a customer about setting up a checking account. Don’t just be an order taker. Ask them about their home situation. Are they moving to the area? Perhaps they need a mortgage. What does their portfolio look like? What stage in life are they (just starting out, highest earning part of their career, or preparing for retirement)? When talking with potential clients, be sure to ask about and understand their full financial picture. Only then can you propose the best, most robust solution.

Perhaps one of the easiest places to find a senior discount is at your favorite restaurants. Though most chains offer discounts across the board, many smaller locations will as well. Be sure to ask about special event savings days or early dinner discounts available. Restaurants typically will advertise these discounts. Joann Fabrics: On Senior Discount Day, seniors can receive 20 percent off of total purchases; must be 55 or older and discount days vary. Amazon: If you are an AARP member you can save 50 percent on certain Kindle e-books, 10 percent on Kindle e-readers, and 10 percent on audio and print books. Lowe’s: Veteran seniors can receive 10 percent off of eligible purchases .Dunkin Donuts: For those who are looking for a discount and have an AARP membership, expect a free donut with the purchase of a large beverage here. iHop: Senior discounts here are on meal prices and drinks. Up to 10 percent off is provided.

If you want to crush your sales, you need to study the cash discount agent program and how this whole process works. If you know it from inside out, you can sell it with confidence. You need to decide the model of business you will choose for cash discounting. Places, where there is addition of tips like sit-down restaurants, can make the cash discounting difficult. Also, a pizza place having a huge line outside won’t be a good candidate either. Read even more details at https://www.shawmerchantgroup.com/.

Best camouflage repeat textile patterns by readypattern.com

by Amelia Whitehart

Tropical seamless repeat textile patterns? With the overwhelming options presented to you, be rest assured that you will find what you are looking for. Comprehending the uniqueness of each designer and understanding that standing out in the market with endless choices has become imperative. With the abundance of options furnished in front of you at Ready Pattern, we are assured that you will be successful in your hunt of finding the perfect design. Being aware of all the industries that require these designs, the catalogue has a mammoth selection to compliment the customer’s needs.

Before you cover your eyes and cringe at the idea of literally wearing a bra as a top, hear us out. While, yes, we saw many designers such as Loewe and Olivier Theyskens display bras that looked more like contents of a negligee drawer and less like tops, we saw the opposite as well thanks to satin bra tops at Givenchy and kitschy co-ord sets at Maryam Nassir Zadeh. Style yours under a blazer or as a top all of its own. Either way, this is one trend we’re daring you to dabble in this season. Surprise, surprise—suits are still a thing, but we wouldn’t be talking about them in yet another trend guide if they weren’t still just as important. Luckily, there have been a handful of fresh updates to the world of suiting that will relight your fire for all things tailored and coordinated this season. With the addition of vests and waistcoats resulting in the return of three-piece suits, as well as Bermuda shorts for the more casual gal, the sartorial world has proven that when it comes to a well-rounded wardrobe, a good suit is a must. There were certainly many suiting separates styled on the S/S 20 runways, but today, we want to highlight the more literal takes for spring so that you can suit up and shop accordingly.

Catering to every need of our consumer, the inventory encompasses trends that are making heads turn worldwide, here are some of the prints that are predominantly featured on our website. Abstract – Bright vibrant colours to subtle tones, a design collection that will complement the style statement of every brand. With variations found within this theme itself, abstract creations know no bounds. With intricate detailing, layers on layers and fusing with undefined shapes, showcasing the outline of several amalgamations of different concepts. Read additional info on patterns in repeat.

Well-Vested: While the term borrowed from the boys is so passe in 2019, there is something decidedly last midcentury Savile Row about the vest. Whether included as part of a three-piece suit at Burberry and Etro, or mismatched with a jacket at Louis Vuitton, there’s something quite dapper and appealing—not to mention endlessly flattering—about the almighty waistcoat. Etro gave the classic white suit an update with the addition of a matching vest styled underneath.

Being a platform to promote and encourage creative talent, we give our audience the assurance of original content created and posted solely by designers. Regular checks are done to curate designs posted, eliminating any room for error. We at Ready Pattern consider our daily routine to be a significant factor in forming creativity and thus, all the outwork found on our website draws inspiration from life. Ready Pattern is focused in bringing surface textile designers and artists closer to brands. We specialise in marketing so that you can focus on designing. Specialized Fashion Designers & IT specialists focused in Machine Learning & Artificial Intelligence to bring the best experience on Ready Pattern website. Read additional information at readypattern.com.

Calm at Buddha Temple perfume for fabulous personal souvenirs from Singapore holidays

by John Concrane

Calm at Buddha Temple perfume for incredible corporate gifts from Singapore travel tours? Receiving perfume lets her try out new scents. Perfume is a luxury that often comes last on a list of needed beauty products. When you give perfume as a gift, you give her the freedom to branch out and try something new. Many popular fragrances come in perfume gift sets that include body lotion, shower gel and portable roll-on scents for a discount. They can also include commemorative boxes or tote bags. For a gift that will pamper her with all the essentials, look for one of these all-inclusive sets.

Take a walk on the wild side as you step foot on one of Singapore’s most popular off-shore islands. A sprawling 1,020 hectares, Ubin boasts lush greenery and abundant wildlife, drawing nature lovers and outdoor enthusiasts to explore the many wonders of the granite island. There are plenty of activities to get up to here: go birdwatching at Pekan Quarry, wander through nature trails, and hike 75 metres up Puaka Hill for a breathtaking panoramic view of the islet.

Easy to carry and flaunt: The design of the Singapore Memories perfume gift set and the carry case is as such that it becomes convenient for anyone to use and carry it around with ease. The box holds all 7 perfume vials along with the carry case. It is made of sturdy plastic hence it can be carried around on holiday or business trips as well. The carry case is small enough to fit into the palm of your hand hence you can slip it into your pocket, handbag, or clutch bag. It is perfect to fit into your busy lifestyle. They will love this thoughtful gift. Myrrh is another valuable resin, which comes from a nearly leafless Middle Eastern shrub. Ancient Egyptians used it for healing and to embalm bodies. It is currently used for meditation, spirituality, happiness, transformation, strength, confidence and stability. Who knew people burn dried rose petals for incense? In this form, this beautiful flower retains its abilities with attracting love and enhancing a romantic environment. It is also used for meditation and encouraging peace.

This room fragrance is for those looking for some relaxation, peace & calm! Often meditative places are surrounded by aroma of the tree bark and resin that bring calm to every visitor’s mind. Our Room scent has notes of these resins and “Therapeutic Orchid™” that should bring peace to your home. Singapore as a country prides itself on religious diversity and freedom. Hence, it is home to plenty of temples, churches and other places to practice faith. There are certain experiences, practices and rituals assi=ociated to these place. These rituals are new as well as ancient and their intention is to bring mind to present. By being present, the human mind automatically relaxes. This is what we aim to achieve by this room serum. We hope you remember calm of incense when you smell our room scent. This calming scent of incense comes from the aroma of tree bark and resin and few very rare sub-species of sandalwood notes. Discover extra details on Calm.

The most adrenalin-inducing thing to do in Singapore has got to be the G-Max Reverse Bungy, Singapore’s first ever bungy. Get launched skywards at 200 km per hour to a height of 60 metres and bounce for approximately 5 minutes. The experience is not unlike being an astronaut in a rocket launch as you sit in an open-sided ‘capsule’. Also, for a few extra dollars, riders get a T-shirt and a DVD recording of themselves in action, taken by an onboard camera.

The name Acampe or Greek akampes means (rigid), which is the character of the plant. Also called ‘rigid air tower’, Acampe is a robust, monopodial epiphyte with coriaceous leaves and rigid ?owers. It is easily found in throughout Thailand, and is also found in Myanmar, Sikkim, Mumbai, the Western Ghats and Sri Lanka. Additionally, orchids have also been used in food. One such example is the vanilla orchid, who’s bean is used for flavoring in the much loved classic vanilla ice cream. Another example is the genus Dendrobia, which is commonly used as a food ingredient or garnish. So, in conclusion, though orchids are known mostly as decorative items to beautify our homes, they have many more uses than we may think.

For a look at what life in Singapore was like before it was all glamor and skyscrapers, visit the small island of Pulau Ubin, where fewer than 100 people still live in the same simple way as they did in the 1960s. The island’s name is Malay for “Granite Island,” a moniker given due to its past prominence as a quarry town. Today, it is a peaceful, rustic place where tourists can enjoy unspoiled forests and diverse wildlife. The island is also home to the Chek Jawa Wetlands, which contain a coral reef teeming with sea life. The island is easily reached by boat, a ten-minute ride that departs from Changi Point Ferry Terminal. Discover even more information at this website.

Detecting wine fraud with Jason Murray Arnold

by Marie Poppins

Jason Arnold’s tips on how to avoid wine fraud? Jason Murray Arnold is a wine connoisseur, who has strong knowledge on the subject of wine. His knowledge goes deeper than knowing how to taste wine or simply having a deep appreciation. For example, he has the ability to assess a young wine and know its aging potential. Jason Arnold is available to educate people at wine tastings.

When you need a true expert in the wine business, look no further. Jason Murray Arnold has made numerous five figure acquisitions of wine and is quite knowledgeable about all aspects of the wine business. He is what you would traditionally call a sommelier. Here we will discuss about detecting wine fraud.

Wines that, as Downey puts it, ‘exist only in the mind of the wine counterfeiter’, such as a five-litre bottle of Cheval Blanc 1945. The size wasn’t introduced in Bordeaux until 1978. This is one of the ways that Burgundy’s Emmanuel Ponsot caught out Rudy Kurniawan. During Kurniawan’s trial, Ponsot pointed out that a bottle of his Clos Saint-Denis 1945 seized from Kurniawan ‘cannot exist’, because he only started making wine under this appellation in 1982. Paper has changed over the years, with a formula called ‘ultrawhite’ introduced from 1957, said Downey. This fluoresces under blue light, so if you’ve got an ultrawhite label on a bottle of ’45, chances are it’s a fake.

To avoid buying counterfeits of popular vintages, ask for authentication paperwork whenever possible, and have up to date information on how the wine has been stored throughout its lifetime. On the other hand, if you bought the bottles ex-chateau or you have proof that they have been in a bonded warehouse for the last 20 years, chances are good that they’re legitimate vintages. Whether you are starting your high-end wine collection or adding to an established portfolio, Vinfolio is your partner in buying, selling, and professional storage. Contact us today to get access to the world’s best wine. Read additional details on Jason Murray Arnold Fraud in the wine industry.

How do you avoid this problem? Before you make an investment in expensive wine that you plan to sell in the future, do some research on wine prices. If the wine is significantly over current prices for its type, that’s a red flag. It could be a wine scam. A little research can go a long way and save you a lot of money when you’re ready to make a big purchase. One of the most brutal types of wine fraud is when you think you’ve made an investment in a nice assortment of fine wines, but later realize you’ve spent your money on wine that doesn’t even exist.

North American Bancard agent program recommendations and merchant services jobs

by John Concrane

High income North American Bancard agent program and merchant services business opportunities by ShawMerchantGroup? North American Bancard offers many bonus opportunities, including: If you board at least 20 new accounts within the first 4 months, you’ll earn a bonus between $75 – $150 per merchant Earn bonuses for each approval or activation. If you choose approval bonuses, you receive $300 for each approved retail account, including card-not-present accounts on the EPX platform. You can also choose a $400 bonus for each activated retail account, including card-not-present accounts on the EPX platform. Earn the bonuses from the Peak Program. Not only will you earn the $400 upfront bonus, but you may also earn a $300 approval bonus, plus 12 x your monthly profitability, up to a maximum of $5,000.

Customer Support: Things happen. You never know when a small problem or bigger crisis will occur. Payments and uninterrupted cashflow to your business bank account are vital, so you want to make sure that you’ll have someone to help you out at any time. Remember that you’re running a business, and any downtime with your equipment or systems can mean less money for you and your business. Whether you’re able to call in or receive some type of help via chat, you should make sure that fast customer service will be available for you. The ideal situation would be to make sure that you have a dedicated account manager’s contact who is available for you at any given time.

As people have embraced social distancing to slow the spread of COVID-19, more of them are opting to shop online. That’s created a huge surge in ecommerce—in fact, in the last few months, online orders in the U.S. have increased by 56%. Gift cards and rewards programs: Gift cards allow customers to support your business while providing you with a much-needed cash infusion. Gift cards are also a significant factor in raising customer retention, and could even increase profits by more than 25%. A full-service merchant services provider like Umpqua Bank can help you implement rewards and gift cards to drive your business. Find extra information on North American Bancard Agent Program.

It is no news that technology is fast advancing the world and the anticipated digital revolution is taking its place. In effect, the world has seen an influx of new technologies seeking ways to aid the significant transformation of businesses with less effort. Today, technology is shaping up the payments landscape by providing ways to unite localities globally through better security, faster and efficient communication, data transparency as well as better data analysis.

Top Benefits of North American Bancard’s Agent Program: Lifetime Residual Income. Earn residual income on merchant accounts placed with North American Bancard. Agents have a buy rate of 1.5 cents over interchange. Anything over this is profit and that profit is split 50/50 with North American Bancard. With North American Bancard Agent Program you will receive the most aggressive residual split in the industry. Be careful of other processors that offer a higher residual split. See extra info at https://www.shawmerchantgroup.com/.

Mot Sonning Common with best car servicing

by John Concrane

Top auto servicing Mot Tilehurst by mot-centre? The MoT cost is controlled by law, with a maximum charge for cars set at £54.85. An individual MoT test centre can choose to charge less, so it’s worth shopping around. If you think you’ve a chance of failure, make sure you pick an MoT test centre that offers free retests within 10 days, as you can be charged a partial retest fee. If repairs take longer, you’ll have to pay the full fee again. Many garages are able to conduct MoT tests, although if you’re suspicious of garages that will charge for unnecessary work, it’s probably best to take your car to a dedicated MoT test centre.

Our specialists have a wealth of experience in serving BMW, this is actually very important since the complexities of this particular model need to be mastered over a period of time. To add to this, you can be assured of finding very friendly and professional staff members when you come to our Bmw Service centre Reading. The kind of work that we put into each BMW is of the highest quality. Our BMW service specialists do not do things halfway; they will see to it that everything is taken care of. This is another reason why our customers keep coming back. If you want the best care for your BMW; get in touch with us and you will definitely not regret it and you will certainly leave with a Well oiled machine.

We Also Offer A Car Disposal Service To Our Customers SO Please Phone or email US with your Details and we will do our level best to help you out. Car Recovery Service 24 Hour- Your Roadside Help and we can also arrange a Car repairs service for you if necessary at our Garage and we will also offer you a 10% discount for any work that is repaired at our garage please ask us for details. If you own a vehicle, you definitely know what automotive trouble can mean. If you find yourself in such a situation, what should come in your mind is a trusted car recovery service. Car recovery services in Reading Berkshire can come to your rescue in no time at all once you contact them.

Mot Reading and including Car Servicing in Reading on all makes and models,Based on our reliable and good value service we have established an excellent reputation throughout the Reading And Berkshire area. Our long-standing success has been attained through the quality of our work, friendly and helpful staff, and a fair and honest Car And Motorbike MOT testing policy to Match. We are currently running a special offer and for a limited time only, Car MOT’s are only £40.00 if you book online. Simply complete our Online MOT Booking Form and we will make the appointment for you! See additional details at Mot Reading.

Our company use the current water-borne paint which is environmental friendly, materials & processes to ensure the best practice approach where is workable. Our aim is to go beyond expectations and this is through continuous improvement of our processes. We apply both the traditional and modern skills where necessary till we achieve the excellent results desired.

Headlights and indicators: front, rear, headlights (main beam and dipped), hazard lights and indicators. If any aren’t working, first check for broken bulbs and replace them. Brake lights: ask another person to check the rear brake lights come on when you press the brake pedal. Tyres: check all the tyres have at least the minimum legal tread depth of 1.6mm, or they’ll be marked as an MOT ‘fail’. This can easily be done with a 20p coin – see the diagram on the Tyre Safe website. Check for any damage such as splits in the tread, bulges or cuts in the sidewalls. Also check the tyre pressure is correct – the car’s manual will list the right pressure and they might also be on the sidewall of the tyre itself – and increase it at a petrol station if necessary. Read extra details on https://www.mot-centre.com/.

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