Author: John Concrane

Meet Farrukh Kazmi and some of his ideas? Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone over 18 in the UK can do it (Not in UK? Skip to no. 2)! It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome). This leaves you being able to squeeze out the free bet, which can be as much as £200! Multiply this by how many betting sites there are and you can quite easily come away with a profit of a few hundred pounds.

Unlike paper currency, coins or other assets, gold has maintained its value throughout the ages. People see gold as a way to pass on and preserve their wealth from one generation to the next. Since ancient times, people have valued the unique properties of the precious metal. Gold doesn’t corrode and can be melted over a common flame, making it easy to work with and stamp as a coin. Moreover, gold has a unique and beautiful color, unlike other elements. The atoms in gold are heavier and the electrons move faster, creating absorption of some light; a process which took Einstein’s theory of relativity to figure out. Farrukh Kazmi is the founder of A&S Asset Management, I am committed to helping people achieve financial freedom by bringing Wall Street experience to the local investor.

Cryptocurrencies are systems that allow for the secure payments of online transactions that are denominated in terms of a virtual “token,” representing ledger entries internal to the system itself. “Crypto” refers to the fact that various encryption algorithms and cryptographic techniques, such as elliptical curve encryption, public-private key pairs, and hashing functions, are employed. The first cryptocurrency to capture the public imagination was Bitcoin, which was launched in 2009 by an individual or group known under the pseudonym, Satoshi Nakamoto. As of February 2019, there were over 17.53 million bitcoins in circulation with a total market value of around $63 billion (although the market price of bitcoin can fluctuate quite a bit). Bitcoin’s success has spawned a number of competing cryptocurrencies, known as “altcoins” such as Litecoin, Name coin and Peercoin, as well as Ethereum, EOS, and Cardano. Today, there are literally thousands of cryptocurrencies in existence, with an aggregate market value of over $120 billion (Bitcoin currently represents more than 50% of the total value).

The reason they’re the most dependable is that we have a lot of historical data about how they perform, and you’re able to control a number of the key variables to maximize your investment returns while minimizing your risk. While I’m not going to get into too much detail here (if you want to dive deeper check out how to start investing and my investing strategy posts). But the basics are simple and in fact, the best investment strategies are actually simple. Invest in index funds, like VTSAX, which has low fees and incredible diversification. Instead of buying individual stocks, buy the entire stock market. Stick with what works. Once you’ve settled on an investment strategy, the next step is to invest as much money as you can. See extra information on Farrukh Kazmi.

How should you go about finding the right advisor? The first step is to figure out what sort of professional financial help you need. Like many people, some of your deepest financial thinking comes at tax time. So if you just want someone to dole out tax advice and preparation, a good old Certified Public Accountant (CPA) will probably suffice. That CPA may or may not also be a financial advisor. All of our brokerage accounts are held and available for viewing at National Financial Services, a Fidelity Investments Company. Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS). Member FINRA/SIPC. A&S Asset Management and BFCFS are independent entities.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

Boilers, like people, like to be looked after. Give yours an annual boiler service and it will last longer and work more efficiently – if you don’t, it could cost you money. Don’t forget, it’s vital that you use a Gas Safe Registered Engineer. You won’t be surprised to learn that lots of warmth escapes from your home through the windows. If you’ve got curtains, close them before darkness hits or while you’re out of the house and keep that lovely heat where it should be – inside. Better still, get yourself a pair of thermal curtains.

If you are looking for a reliable, professional and expert underfloor heating system installer in North West London and surrounding area, then we can help. Our specialist team can install and repair wet systems. For many homeowners, radiators are not an ideal solution. They take up far too much wall space and much of the extra heat they generate is often blocked off partly or fully by furniture that’s put in front of it. You end up paying a lot of money to heat the back of your sofa while you and your family feel the need to put extra clothing on to keep warm. Underfloor heating is a solution that more and more Harrow homeowners are turning to so that they can keep their rooms at the temperature they want and to rid their walls of unsightly radiators. To find out if it’s suitable for your home, why not get in touch with us and speak to a Peter Brown underfloor heating installer? Underfloor heating – what is it and what are its benefits? Peter Brown’s underfloor heating installers specialise in wet systems which pump hot water through the pipes under your floor. When your Peter Brown underfloor heating installer visits you, you can discuss with them the system that’s better for you. We only install electric (dry) underfloor heating in bathrooms that will be tiled over as it is generally too expensive to run in large areas. For more information click here to make an enquiry or call 020 8863 1155. Why do homeowners invest in underfloor heating? The heat from the underfloor pipes rises to provide warmth to your home and the temperature is fully controllable. You can choose the temperature you want for each room in which you’ve installed your underfloor heating system. Energy experts agree that underfloor heating means lower energy bills because they don’t have to work as hard to provide you with the warmth you want as radiators do. Which rooms can I install underfloor heating in? The most popular rooms for underfloor heating installation among Peter Brown customers are the bathroom, bedrooms, the kitchen, and the living room. We’re being asked more and more by clients to retrospectively fit underfloor heating in their conservatories so that they can get better use out of them during the colder months. Discover extra info at Underfloor heating installers London.

Draught proof your home: Energy Saving Trust research has found that 46% of people still need to draught-proof their windows and doors. Cost: A good DIY draught-proofing job could costs between £85 and £275 for materials and professional installation for your whole house. Saving: Draught-proofing windows and doors can make your home a more comfortable place to live and could save you £20 a year on heating bills.

Many homeowners and landlords in the harrow area and beyond are tempted to attempt DIY on their new bathroom installation. It’s a tempting thought – you save money on labour charges and it’s a project you can get stuck into. However, ask any professional bathroom installations company and they will tell you that, while most DIY-ers with limited skills can actually replace their own bathrooms, the end result lacks the precision, skill, and aesthetic excellence that it would have if done by a time-served craftsman. Many others think about becoming a project manager, allocating different work at different stages to a plumber, a plasterer, a tiler, an electrician, a decorator, and a unit installer. It might sound cheaper but that’s multiple tradesmen’s profit margins you’ll be paying together with the headache of getting the right people in at the right time. Based in Harrow and serving the community across North London, the Peter Brown bathroom installation team is almost certain to be the quicker, cheaper option with a guarantee of a beautiful new bathroom under guarantee at the end. How does our bathroom installation process work? Find additional info at https://www.peterbrown.net/harrow-bathroom-installations.html.

Watch out for mini-draughts. “Lots of draught comes through the letterbox,” says Potter. It’s worthwhile putting an extra barrier there in the form of a “brush”. They may be a nightmare for junk-mailers trying to force through that 15th pizza takeaway offer, but they could prevent a chill breezing through the house. The same goes for keyholes, which can be protected with “simple circular (keyhole covers) that slip over the top”, says Potter, especially with the older, wider keyholes. Cat or dog flaps can also be filled with some sheep’s wool insulation or pieces of blanket. “It’s amazing how even a small draught can make a room a lot colder, so if you can cut that bit of air out it immediately makes a difference,” says Potter.

Worcester Bosch boiler prices USED TO BE among the most expensive, comparable to Baxi and Vaillant. The Worcester Bosch Greenstar i starts from £1,649. But with the launch of online boiler installers like WarmZilla, where you can get a quote in — literally — 90 seconds by filling out a form, high-quality Worcester Bosch boilers are now fitted for highly affordable prices. You can check out their prices, by using their online boiler price calculator. It takes around 90 seconds, and no personal details are needed to get your price. See additional info on here.