Author: Amelia Whitehart

Switzerland travel insurance and more

Switzerland is a dream location but also one of the most expensive. Not having your legal documents in order can cost you a lot here. So we will talk about the amazing places and also the practical tips regarding insurance and other legal stuff. Lake Geneva, Europe’s largest Alpine lake, straddles the Swiss/French border, and laps at the shores of some of Switzerland’s most popular cities. The city of Geneva (in French Geneve; in German Genf) sits between pretty snow-capped peaks at the point where the Rhine spills into Lake Geneva. This French-speaking “capital of peace” is the European seat of the United Nations and exudes a pleasing blend of French joie de vivre and Swiss structure. Promenades, parks, and gardens surround the lake, and the old town is a lovely spot to stroll among the historic buildings. The Jet d’Eau, a fountain in Lake Geneva shooting water 150 meters into the air, is a famous landmark. Cultural attractions include the Opera House and the Grand Theatre, which stages international acts. Also on the lake, about 62 kilometers from Geneva, Lausanne boasts lovely views over the surrounding region and the lake, with the Alps rising in the distance. Take a stroll through the medieval old town with its cute cafes and boutiques and stunning Gothic cathedral. At the foot of the Alps, on Lake Geneva, Montreux hosts the world-famous Montreux Jazz Festival in June/July.

Mount Pilatus in the Lake Lucerne region is full of legends. The name of the mountain comes from a rumor that the famous biblical Roman governor Pontius Pilate may have been buried there. Medieval Europeans believed that the mountain formed as a dragon rock falling from the sky. The 2,100 meter (7000 foot) peak offers views of the Swiss and French Alps, as well as Lake Lucerne below. The winter boasts a high-altitude Christmas market, and the summer offers hiking opportunities galore. This region can be reached with the steepest railway in the world, boasting grades over 48%.

Expat savvy is your most reliable insurance advisor in Switzerland. Adapting to a whole new environment, culture, language, and people can be daunting – but with Expat-savvy, you can find all your insurances and start fresh and stress-free. We will help you understanding the swiss healthcare system, how to find out what deductable fits you the best and what supplemetary coverage is available for your and your familys needs. we compare over all the options in switzerland to make sure you find your best package. We are Swiss’ most reliable platform for expats that offers information on the most pressing issues anyone moving to Switzerland might be having. From helping you to find a job, look for an apartment, choose a doctor, or pick a health insurance – we offer absolutely everything in one place. If you seek health insurance advice, we are a neutral body to consult with. Expat-savvy partners with only the most trusted insurance companies in Switzerland so you can be certain that we will help you select the one that will best respond to your needs. Get in touch with Expat-savvy to outline your requirements and we will provide free health insurance advice. Contact us on Skype, WhatsApp, or Viber and one of our experts will be right with you! Read extra info on expat insurance broker through Switzerland

The Castelgrande, Castello Montebello and Castello Sasso Corbaro protected the city of the Bellinzona, the capital of the canton of Ticino. Each castle is worth a visit by its own right, but together with their defensive walls they offer a fascinatingly beautiful step back in time.

Free forex trading course

FOREX is a high risk business and you should educate yourself before starting. So let’s hypothetically assume that you are a London-based trader with a typical 9 to 5 job and an overall busy life so you are fitting part-time trading around your schedule. Here is a classic example of a routine you can adopt completely or modify as much as you want so it fits your lifestyle. Waking up at 8 am in London means that it will be still 3 am in New York and the USA markets are pretty sleepy and not very active until 8-9 am New York time. However, since you are not day trading, there is not a problem that you will be at work when the best movements occur.

Forex trading carries high levels of risk and for that reason we can refer to Forex as “difficult”. It’s risky and difficult because the market could anytime move against you but if you know what you are doing you can implement tools that will limit any loses that may occur so once you know what you’re doing you may find it easy but this will take some time..If you ask yourself the question “Is Forex trading easy or difficult?”, we are saying it may seem difficult at first but once you learn how to trade and how to anticipate and manage accordingly you’d be in a much better position.

As we previously mentioned, Forex trading can be considered a formidable task, unless of course one is not equipped with knowledge. Once the trader has prepared himself for the market, things might not seem so difficult after all. Keep in mind that at learning a new skill is always difficult at the beginning, however it’s important to start from somewhere.

With this in mind, we have developed in-depth, easy to understand and most importantly, completely free online trading courses that you can access at anytime from anywhere. See more info on free trading education. Our main focus is providing a free Forex course that can easily result in producing more Forex traders on a worldwide level. The Forex market is worth trillions of dollars and now you have the chance to be part of that huge environment. All you need is the right education.

Keep in mind that there’s plenty more to learn once you have successfully completed our trading education course. You can easily register as a member of our trading education website. Here you will receive access to numerous free trading education materials, such as quizzes, articles and insights and become part of a vast network of like-minded individuals who can also help you on your quest to learn how to effectively trade. At Trading Education, we understand that everyone’s style of learning is very different. Therefore, we have developed various options through which you can get your trading courses. If you wish to receive a more personalised approach while learning how to trade, a 1-2-1 trading education is the best option for you.

Recent studies have shown that as traditional ways of education keep changing, more people are becoming in favor of learning through video. We live in a very fast-paced, highly-modernized world where every second counts. Why sit in a classroom, listening to someone go on for hours when you can simply watch a video at your own convenient time and environment and be able to pause and continue whenever you wish to? People’s relatively short attention span is also something, we at trading education have considered. Our trading education videos are brief and straightforward and give you the opportunity to learn to trade through one of the easiest and most preferred methods of learning.

Canada SEO challenge uWelcome2019

Where? Toronto, Canada. When ? Spring 2019. Test your SEO skills with SEO tournament in 2019 uWelcome! If what you are looking for is to promote your personal brand as an SEO. Launch all you set of skills at once, there will be no regrets. Step hard show the other the techniques implemented in order to win this contest. Winning uwelcome2019 will draw new projects your way.

What is a SEO Contest ? According to the highest ranked knowledge base site , Wikipedia, we have a first definition : A SEO contest is a prize-awarding activity which challenges search engine optimization (SEO) practitioners to achieve high ranking under major search engines such as Google, Yahoo, and MSN using certain keyword(s). This type of contest is controversial because it often leads to massive amounts of link spamming as participants try to boost the rankings of their pages by any means available. The organizing body of a SEO competition may hold the activity without promotion of a product or service in mind; or they may organize a contest in order to market something on the Internet. Participants can showcase their skills and potentially discover and share new techniques for promoting websites.

The real winner of the SEO Hero contest was the organizer… So if you want some attention for your SEO agency here are a few tips about organizing SEO Contests : Ensure that all promoted posts on social adhere to the rules of the social networks upon which you are promoting them. Time the competition to run 6-8 to weeks before the peak period of interest for your target page or section so you have high quality relevant links incoming during a key period.

SEO Hero is a thing of the past, the present is Best SEO contest uWelcome2019! Reason to participate ? Get to know the opinion of your co-workers, Capture their personal data, contests, and sweepstakes on Google’s SERPs can be very useful to know the opinion of your friends about your Seo Contest uwelcome2019. You will obtain a fast and smart SEO team this year. There will be no losers every one will get a full set of new skills. All just by creating this SEO competition this year. See extra info on uWelcome2019

SEO Hero : the truth about it! The rules of the competition It is necessary to register a new domain name starting on or after November 16, 2016 and must have a blank history. Participants must abide by Google’s recommendations and host an English content. Finally, each participant must create an account for its site on Google Analytics and Google Search Console and give access to the organizers. Dates of SEO Hero The launch was November 16, the registration limit on December 16, 2016 and the competition results will be announced on February 16, 2017. My opinion By applying for a blank domain, each participant will be more or less under the same conditions, especially as participants will only have to use Google authorized Techniques. By opening Analytics and Search Console, organizers will be able to limit aggressive techniques, but not delete them. See if participants play the game and if Wix will keep his promises!

Marcus Memphis Shaw latest books

Memphis Shaw, born Marcus Memphis Shaw in Memphis, Tennessee became an author after living a life no one would believe. After being apart of the street life since he was a little kid, Memphis turned his trials into triumph when he penned his first book, ‘In Debt with God’.

He learned how to put his experiences in his artistry. Even in today, Memphis takes everyday as a learning lesson and uses his daily life to tell a story. From ‘Pimpin to Dealing’ Memphis plans on shining a light on topics that have since been hard to digest. Everything isn’t what it seems.

Memphis made his way into the spotlight looking for love. Currently, engaged to Love and Hip Hop Atlanta cast member, Karen King, Memphis is steadily rising to the top. His net worth is sitting at 1.5 million dollars as Memphis plans to release more books in the Fall of 2019.

Amazon reviews : This Read gets 5 stars. I was captivating and kept you interested and anxious to know what was next. It depicts real life situations and obstacles. I’m looking forward to the sequel because I know this author has more to come. Great Job! Read more about Marcus Memphis Shaw at https://www.memphisshaw.com/.

More reviews : This novel is nothing less than a bestseller. After reading a brief review, I as automatically compelled to delve into this story. For those probing for a new read, I highly recommend for those to get into this one promptly!

In Debt with God is an in depth look at the Game – the dope game, the pimp game, the street game. It’s the truth story of a young man who ruthlessly ran the streets for twenty years. A young man who was taught the game by his mom. He’s seen it all and done twice as much but now he’s ready to change his life and prays it’s not too late.

He learned how to put his experiences in his artistry. Even in today, Memphis takes everyday as a learning lesson and uses his daily life to tell a story. From ‘Pimpin to Dealing’ Memphis plans on shining a light on topics that have since been hard to digest. Everything isn’t what it seems.

Guide to sports betting in Korea

TOTO Korea betting. On the other side of Korea, sports betting is allowed and legal for locals. South Koreans have various options for placing their bets including Sports Toto and Sports Proto. Sports Toto or pari-mutuel betting is one of the legal forms of sports betting in the region. The organization was founded in October 2001 as a public service program that promotes sports leisure and sports fund. Punters are allowed to place their bets on football, baseball, volleyball, basketball, golf, and ssireum. This leisure activity permits locals to predict accurately the results of the mentioned sports.

Article 246 of the Criminal Act states that any person caught engaging in any betting activity for the purpose of earning a profit is punishable by a fine of not exceeding five million won. Gambling activities for momentary pleasure are allowed. Those who are categorized as habitual gamblers can receive a prison sentence of up to three years or be required to pay a fine amounting to 20 million won. The said betting regulations are applicable to all Korean citizens regardless of where they play. The law applies even though the gambling activity is done outside the country’s borders and are strictly implemented to the dismay of many. Koreans face fines and prison sentences even if they engage in gambling activities in Macau or Las Vegas. To date, it is legal to gamble on bicycle racing and horse racing and to bet on basketball, baseball, football, golf, volleyball, and Ssirum, a traditional wrestling regarded as the national sport of the country. The locals can also try their luck in several lotteries. Koreans can legally bet on football, volleyball, basketball, baseball, golf, and Ssirum in two ways: Sports Toto or pari-mutuel betting and Sports Proto or fixed odds betting. In Sports Toto, the punters can place their bets into a pool. Half of the pooled bet accounts for operation costs, duty, and profit margins while the remaining half is paid to the winner of the bet.

However, South Korean casinos are only available for foreigners – local residents are only allowed in one South Korean casino, Gangwonland, for which the restriction against the entrance of local residents is relaxed pursuant to the Special Act on Support of Development of Abandoned Mine Areas. Online gambling is strictly prohibited under South Korean law. The reason for this is that South Korean laws do not make a distinction between land based and online gambling. According to Article 247 of the Criminal Code, anyone conducting illegal gambling in South Korea is subject to criminal prosecution and faces charges of up to 5 years in prison or KRW 30 million (approx. $26,000). This clause is pertinent to online gambling operations as well. Only online sales of lottery tickets is specifically permitted.

Sports Toto offers many different games and these differ by sport. The part that remains the same for each is that 50% of sales go into a betting pool that is split with all winners. This is proportional to stake and to be a winner you must get 100% of your predictions correct. An explanation of each game is covered below. Soccer Toto offers three different types of games. The main game involves predicting if the home team’s result will be win, draw or loss in 14 different matches. This is essentially a lottery and is very popular here. Despite what other online betting portals might tell you, on average Soccer Toto Win/Draw/Loss Game has better odds than betting 14-fold accumulators online. Online betting sites charge a lot of juice so when betting 14-folds their take often exceeds 50%.

Official Info : The Sports Betting Business is a national project that was introduced in October 2001 in accordance with the National Sports Promotion Act. It is a public service project aimed to successfully host the 2002 FIFA World Cup Korea/Japan and for the development of national sports leisure and sports fund. Ktoto operates as a exclusive licensee of the sports betting business in Korea by the consignment contract with the Licensor, Korea Sports Promotion Foundation (KSPO). The sports betting (Sportstoto) is an advanced sports leisure activity that enables winning prize for accurate prediction of game results of Soccer, baseball, basketball,volleyball, golf and etc. The products are divided into pari-mutuel type of ‘Toto’ and Fixed-odds type of ‘Proto’. The Funds raised through the sports betting business are transferred to the Korea Sports Promotion Fund to be used in variety of Sports promotion projects, such as a support for various international sports events held in Korea as well as professional sports, physically challenged sports, grassroots sports contributing to development and vitalization of Sports in Korea.

Sports Toto offers two sports betting games: Sports Toto and Proto, with the first being pari-mutuel betting and the second fixed odds. Both games can be played in electronic terminals, betting shops and convenience stores around the country, but they do not have online bookmakers. The profits generated by Sports Toto’s games go to the Korea Sports Promotion Foundation, the goal of which is to popularise sports amongst the Korean populace.

스포츠 도박은 스포츠 결과를 예측하고 결과에 내기를 걸고 있습니다. 또한 한국인들은 자신이 가장 좋아하는 팀에 내기를 좋아하기 때문에 한국에서 매우 인기가 있습니다. 불행히도 한국 삿포로의 경우, 정부는 도박에 대한 독점권을 행사하여 한국인이 이용할 수있는 도박 옵션을 제한합니다. 그러나 해외 스포츠 북을 이용해 내기를하는 방식으로 한국의 도박 팬이 여러 가지 방법으로 접근 할 수 있습니다. 한국의 스포츠 도박 팬들을 돕기 위해, 여기 한국인에게 친숙한 웹 사이트를 베팅하는 최고의 스포츠가 있습니다. 안전공원

한국의 온라인 스포츠 베팅 : 스포츠 베팅의 유일한 법적 형태는 스포츠 토토 (Sports Toto)와 프로토 (Proto)이며, 한국 경마대가 제공하는 합법적 인 경마 베팅이 있으며, 이들 중 누구도 온라인 플랫폼을 가지고 있지 않으며 외국 온라인 북 메이커 기소 된 경우 기소되지만 거의 발생하지 않습니다

Typical personal injuries

What to do after a personal injury accident in Ireland : After any personal injury accident, you first concern should be that of your health. No amount of personal injury compensation will make up for a lifelong health issue or disability that could have been prevented by timely medical intervention. Therefore, after a personal injury accident, summon an ambulance if your injury is severe, or have somebody take you to hospital or your doctor´s surgery as a matter of urgency. Gather witness statements and take photos of the accident scene only if you are physically able to do so — your solicitor will get these for you if required.

You can find out how much is your injury compensation claim worth by submitting your claim for a personal injury to the Injuries Board. Your case will be assessed and personal injury compensation amounts will be calculated on your behalf, in line with the Book of Quantum. However, if you want to find out how much compensation can be claimed for your injury before you start the legal process of recovering compensation for a personal injury – as well as finding out how you can maximise the probability of recovering your full entitlement to compensation – your best option is to speak with a personal injury solicitor before contacting the Injuries Board. A solicitor will conduct an impartial assessment of your case and you will find out if you are entitled to make a claim, and if so, how much is your injury compensation claim is likely to be worth.

This is particularly important for cases in which the illness or injury does not stem from a single event; for example, if a worker has contracted mesothelioma due to repeated exposure to workplace asbestos, one cannot pick a date within that time period from which to apply The Statute of Limitations. Instead, the Stature of Limitations proceeds from the date on which the worker is diagnosed with cancer. Read extra details on Compensation amounts in Ireland.

In Ireland, the Statute of Limitations serves to limit the period of time after an accident occurs, or the injured party is made aware of injuries, for which a plaintiff can make a claim for compensation. In most cases, the Statute is a period of two years from that date of knowledge, although when exactly is considered the “date of knowledge” can vary depending on the nature of the injury or the personal circumstances of the claimant. With the Statute of Limitations in mind, it is advised that those seeking compensation contact legal counsel as soon as possible after an accident occurs. This allows for adequate time to initiate court proceedings or file with the Injuries Board.

If the claimant has admitted to contributory negligence, any negotiations between the plaintiff and the respondent will usually be protracted and claims will take significantly longer to resolve than other, less complex cases. Ordinarily, this is a direct result of the conflict between the parties as to how much negligence will be assigned – the insurers or legal representatives of the accused will want to assign the claimant as high a percentage of the liability as possible. In these instances, it is particularly important that those seeking compensation engage with a solicitor who will negotiate for their best interests. See extra info at http://www.personal-injury-ireland.com/.

Though there is a lack of clear and relevant statistics concerning work injury compensation claims made in Ireland, annual figures released by the Injuries Board Ireland would suggest that there are approximately one thousand claims made each year. However, it is important to note that there is no way to distinguish between injuries caused by employer negligence and other accidents when looking at many of the statistics provided. Despite the unclear data, one notable trend is the reduced number of fatal accidents at the workplace each year. This could be attributed to the general decline in what would have traditionally been the most dangerous industries – construction, fishing and agriculture – though recent improvements in health and safety practices have also helped the decline. However, in contrast to this positive trend, an increased number of sick days are being claimed by employees. There are many theories as to why this could be the case – employees may be more stressed, leading to stress-induced injuries, or the businesses may have lowered maintenance standards and put the health of their employees at stake.

Figures from the Injuries Board Ireland clearly show how that the majority of claims for personal injuries in Ireland are made for car accidents: more than seventy-five percent of the claims filed with the organization relate to traffic accidents. This equates to around twenty claims for car accident compensation made in Ireland every day. With limited public transport that is largely restricted to cities, it is not surprising to consider how widespread car ownership, elevating the prevalence of car accidents in Ireland. It is best to seek legal advice as soon as possible after the accident has occurred to maximize your chance of receiving compensation. Read more details on http://www.personal-injury-ireland.com/personal-injury-special-damages-ireland/.

Credit cards easily explained

Taking care of your money is extremely important. Here are several tips regarding financial terms. Secured credit cards are an option for people who don’t have a ?credit history or who have damaged their credit status. Secured cards require a security deposit to be placed on the card. The credit limit on a secured credit card is typically equal to the amount of the deposit made on the card, but it could be more in some cases – such as a major default such as defaulting on a mortgage payment. It’s worth noting that you’re still expected to make monthly payments on your secured credit card balance.

Payday Loan Interest: Payday lenders charge borrowers extremely high levels of interest that can range up to 500% in annual percentage yield (APR). Most states have usury laws that limit interest charges to less than approximately 35%; however, payday lenders fall under exemptions that allow for their high interest. Since these loans qualify for many state lending loopholes, borrowers should beware. Regulations on these loans are governed by the individual states, with some states even outlawing payday loans of any kind. In California, for example, a payday lender can charge a 14-day APR of 459% for a $100 loan. Finance charges on these loans are also a significant factor for borrowers as the fees can range up to approximately $18 per $100 of loan.

Terms: A loan shark is a person who – or an entity that – charges borrowers interest above an established legal rate. Often they are members of organized groups offering short-term loans who use threats of violence for debt collection.

Equity: The value of an asset after all debts against it have been calculated. A property may be worth $800,000, for example, but if it has a $500,000 mortgage against it, the equity the owner has is $300,000.

For our finnish readers here is a resource that you might find useful : Payday loans guide. Official cash rate (OCR): Defined by the Reserve Bank of Australia (RBA) as an operational target for the implementation of monetary policy. Broadly speaking, it is is used to denote the interest rate which financial institutions pay to borrow or charge to lend funds in the money market on an overnight basis.

Cash on Hand, Money in the Bank: Another thing most news reports look at is how companies manage their money – specifically, how much they have in free cash flow, total debt, and what assets they have available in cash equivalents, such as short-term government bonds that they can sell to settle debts. In Hemlock Inc.’s announcement, free cash flow is increasing, meaning that after all expenses have been laid out in order to maintain the business’ continuing operations, the amount of cash it has on hand is growing. On Hemlock’s balance sheet, the company shows cash and cash equivalents of $128 million, which can be converted into cash if required, especially in the event that their total debt increases and/or income takes a hit.

Thermador Appliance Repair Service in Orange County

Do you need Thermador Appliance Repair Service in Orange County? If there is one household appliance that gets the most use, it has to be the refrigerator and since the first refrigerator was sold back in 1913, it has been changing people’s lives for the better. Of course the original design wouldn’t stick around for too long because in 1915, a guy named Alfred Mellows went and came up with a new design for the original machine. A year after, Guardian Frigerator Company was called upon to organize their ranks and produce the refrigerator designed by Mellowes.

D&V appliance repair in Orange County has been a family owned and operated company since 2005. Our main goal is to provide quality appliance service for our customers to earn their trust and confidence. During these years we have helped 1000’s of happy customers. We understand that it can be stressful when your appliance breaks down. We do our best to come as soon as possible and work fast as we can to get the problem fixed. That’s why it became our company’s strategy to invest in two things: our technicians’ education and training, and our appliance parts stock, making sure that majority of the appliance problems we can fix in one trip.

You can trust our appliance repair to our professional technicians. With years of working experience our technicians can provide the best quality appliance repair service. Whatever the problem is, we guaranty that we can fix it fast. You don’t have to worry about anything. See more details at appliance repair in Aliso Viejo.

For Orange County Appliance Repair Call us today 714-204-3140 or schedule an appointment on-line. We will come at the most suitable time for your and will consider all your preferences and customer our service will be happy to answer all your questions regarding appliance repairs. We are open from 8:00 AM to 9:00 PM every Monday through Saturday. We are also on call after our normal scheduled hours and on weekends for emergency repair services.

In case of broken microwave you can easily consider buying a new one, it’s much harder with a refrigerator or some other expensive appliances. Sometimes it really has sense to buy a new appliance instead of a broken one, sometimes the appliances is too old for repair or the parts are not longer available for it on the market, what makes the repair impossible. But in most cases you can benefit from choosing to repair your appliances. Repair will take a portion of the price that you will pay for a new refrigerator or stove. In most cases you can have your appliance repaired the same day and also save time and money on looking, choosing, buying, shipping and installing a new unit. And new unit will not be delivered and installed in home the same day, so you need also to take into consideration the time you will have to wait till your new appliance arrives.

With the slogan that says “Life’s Good,” LG Electronics aims to provide households with quality appliances at reasonable prices. Amidst the American and European appliances brands, LG has made a mark on the consumers by providing competitive and well-designed appliances for their homes. All over the world, LG is one of the trusted names when it comes to products such as mobile phones, laptops, DVD players, vacuum cleaners, air conditioners, and refrigerators to name a few. When you are deciding to purchase appliances from your home, knowing which brands to trust can help you make the good choice which can help improve the quality of your life.

The Samsung appliances have the Energy Star seal which helps you save energy and also fight global warming. Their different appliances have varied energy consumption which you can choose from—giving you a variety of options to help you find the appliances which will suit your budget and overall home style. Their products come in different price ranges as well—which is something that most people see as an advantage since they can choose to buy products which are easier on the budget. Because they value quality and design, you will also need to spend less on Samsung appliance repair later. Of course, there are some cons which may arise from heavy use or undesirable over-all setup. Some of the most common complaints include the ice maker not working, some loud noises from the refrigerators, or broken gas range tops. These may all be caused by different factors, and these problems are actually the most common ones seen in all brands. However, addressing these concerns right away is a must.

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