Category: Finance

Mexican ILUM crypto currency news ? Important note: Bitcoin transfers can be a bit sporadic. Unlike other currency trades, when you buy Bitcoin funds. the transaction needs to be recorded in the blockchain and affirmed. This can take time, especially during busy trading hours. It’s not uncommon for a trade to take an hour or two to complete, so you may not want to immediately leap over to your account and start moving funds around.

If you are going to aim to be in crypto for the long term, consider building an average position (for example via dollar cost averaging or value averaging). There is no better way to avoid making a poorly timed trade than buying incrementally instead of all at once and thereby buying an asset at its “average” price over time. If you don’t have a really solid grasp of technical indicators and the way the volatile crypto markets work, consider averaging out of positions as well. Averaging isn’t just financially conservative, it is important psychologically. Taking too big of a position at once can be emotionally difficult to deal with (and can thus lead to bad decision making) given the historic volatility of the cryptocurrency market.

What is ILUM ? ILUM was born with the same hybrid technology from Novacoin, the first 100,000 blocks of ILUM were mined through with POW and from there it was mined with POS giving it access to anyone in the world to participate in ILUM Mining without the need for special appliances. The usability of the cryptocurrency increased to a whole new level. Global payments enabled anytime, anywhere. Our unique product range allows you to gather many types of local and global currencies with the flexibility to choose between different payment methods at the touch of a button. Spend on more than 40 million acceptance points online and offline, in almost 190 countries, perfect for the world traveler. See extra details at www.ilum.biz.

Cryptocurrency is hot in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you jump in it’s better to be informed. Here are a few advices if you want to purchase cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to with an exchange which will allow you to buy cryptocurrency with cash. An exchange is basically an online platform that enables anyone to purchase and sell Bitcoin as well as any other cryptocurrency that they have listed.

For our spanish language readers:

Blockchain es donde reside el valor real: a pesar del enfasis en el comercio de monedas virtuales, es en realidad lo que subyace a las criptomonedas que podrian ser particularmente valiosas. La tecnologia Blockchain es la infraestructura en la que se basan las criptomonedas como Bitcoin. Es un libro de contabilidad digital y descentralizado que registra las transacciones de pago y transferencia de manera segura y eficiente. Tambien es la gran razon por la cual las grandes empresas estan tan entusiasmadas. Discos duros y tarjetas graficas configuradas para extraer criptomonedas.

ILUM fue creada con la misma tecnologia hibrida de Novacoin, los primeros 100,000 bloques de ILUM se minaron a traves con POW y a partir de ahi se mina con POS dandole acceso a que cualquier persona en el mundo pueda participar de la Mineria de ILUM sin necesidad de aparatos especiales. Descubrir adicional detalles a Mexico Criptomoneda ILUM.

La tecnologia Blockchain esta siendo probada por varias empresas de marca: a pesar de estas desventajas, pocos argumentaran que blockchain no es una tecnologia que puede cambiar el juego. Una serie de grandes empresas se han asociado con blockchains respaldados por criptomonedas en proyectos piloto y de pequena escala. Por ejemplo, 200 organizaciones se han unido a Enterprise Ethereum Alliance para probar una version de la cadena de bloques de Ethereum en proyectos a pequena escala. Algunas de las companias involucradas incluyen Microsoft, JPMorgan Chase (NYSE: JPM) y MasterCard. Criptomonedas Ripple e IOTA han anunciado recientemente proyectos de blockchain con empresas de marca tambien.

Tax relief services are a trendy topic in 2019. Money are a serious problem, as everyone knows. We will discuss about several back taxes tips finishing with the presentation of a top professional company in US : DefenseTax.

Meet With Your Tax Advisor: November is a good month to meet with a tax advisor, Powell says. They have finished their October tax filings and may have time in their schedule before the busy tax season starts after the first of the year. “If you sit down and do some math between now and the end of the year, you can make sure you are in a favorable tax bracket,” Barlin says. An advisor can help pinpoint strategies to reduce taxable income through retirement contributions or itemized deductions. That, in turn, may be key to ensuring households remain eligible for some income-based tax incentives such as student loan interest deductions. If you don’t regularly use a tax professional, Barlin says running numbers through tax software can be just as beneficial.

State tax you paid last spring: Did you owe taxes when you filed your 2018 state tax return in 2019? Then remember to include that amount with your state tax itemized deduction on your 2019 return, along with state income taxes withheld from your paychecks or paid via quarterly estimated payments. Beginning in 2018, the deduction for state and local taxes is limited to $10,000 per year. When you buy a house, you often get to deduct points paid to obtain your mortgage all at one time. When you refinance a mortgage, however, you have to deduct the points over the life of the loan. That means you can deduct 1/30th of the points a year if it’s a 30-year mortgage—that’s $33 a year for each $1,000 of points you paid. Doesn’t seem like much, but why throw it away? Also, in the year you pay off the loan—because you sell the house or refinance again—you get to deduct all the points not yet deducted, unless you refinance with the same lender. See more details at Wage garnishment.

In some states, provisions exist that allow employers to seek reimbursement from the employee for administrative costs related to excessive garnishments. Additionally, some types of garnishments, such as child support, allow for similar provisions that authorize employers to recoup administrative expenses. The limits on the maximum amount of the administrative fee that can be deducted vary by state. When considering employment actions in relation to an employee who has active garnishments, it is recommended to consult a knowledgeable HR source or employment attorney.

Defense Tax Group will protect you against the State and Federal bureaucracies and help you achieve the best possible outcome for your situation. With years of experience dealing with the IRS and State Tax Boards and comprehensive knowledge of the nuances of tax law, Defense’s legal expertise can be the difference between your financial freedom and a life of paralyzing debt. We have helped thousands of people just like you overcome their tax debt: small and large. Sign up for a free consultation & tax debt help today and discover how Defense can help place you on the road to relief. By simply filling out our contact form, you are taking the first step to changing your life and clearing your current debt. Defense Tax Group will be your partner in a tax debt-free lifestyle! Source : https://defensetax.com/.

What are the best companies that offer car insurance, especially serving UAE? Here are several advices to buy the best available car insurance package. This article is a good general information piece but is targeted at UAE car insurance market.

Do your research: Whether it’s your first car or you’re changing insurers, always do your research. Remember, insurers also take the driver and driver’s history into consideration, so allowing yourself to see which insurer fits your profile could save you a lot. Today, finding out about different insurers in the region is as easy as 1,2,3. All you need to do is hop on to Aqeed.com and compare quotes from various insurers in the UAE. This process will allow you to find the right premium for your car.

Insurance companies might charge you a higher insurance premium you cover a long distance on your car. It is because allinsurance providers believe that the more you drive, the higher are the chances of your vehicle getting involved in a road accident. Additionally, it is likely to reduce the life of your car. Keep in mind that if you driving from Dubai to Abu Dhabi on a daily basis, then the mileage of your vehicle will increase. As a result, the cost of car insurance will also increase. Find extra details at Car Insurance Abu Dhabi.

In order to find the best possible car insurance policy in the UAE, you must get acquainted withthe formula that insurance companies use to calculate the premium. Remember, the formula of car insurance premium calculation typically includes factors such as the age of the driver, nationality of the driver, the make and model of the car, the size and capacity of the engine, insurance seekers’ claims history and the present value of the car. Some of the best car insurance companies in the UAE offer benefits such as 24/7 roadside assistance and recovery service amongst a host of other benefits. Picking up the right car insurance company could mean that you can take advantage of competitive premium rates and a host of additional benefits.

BuyAnyInsurance.com brings to the market, not only an always on website, but 10 plus years of insurance experience that puts the customer’s needs first and at the BEST price. No gimmicks! Customers range from first time car buyers looking for a comprehensive insurance through to families purchasing their life, car and medical insurance all in one go – the one stop shop! Why should you buy your car insurance through BuyAnyInsurance.com: You can buy affordable car insurance easily & fast without running into any problems or obstacles. We always put our customers in the first place & we never take an Admin Fee. Source: https://www.buyanyinsurance.com/.

Cryptocurrency is the big boom in 2019, a market that offers huge profit making possibilities. But it’s also extremely risky so before you dig in it’s better to be educated. Here are a few advices if you want to buy cryptocurrency online in 2019. To begin investing in Bitcoin and other cryptocurrencies you first need to sign up to an exchange which will offer you to buy cryptocurrency with cash. An exchange is basically an online platform that enables anyone to buy and sell Bitcoin as well as any other cryptocurrency that they have listed. There are many online platforms, we will discuss a few of them at introduce you to the hottest crypto local trading platform in 2019 , louiibtc.com.

Learn the Difference Between a Bear Market and Bull Market. General wisdom says “Buy support in a bull, sell resistance in a bear.” Regardless of what type of investor or trader you are… you should learn to spot the difference between a bear and bull market and shift your tactics appropriately. From 2015 – 2017, during a long bull run, you could essentially buy every Bitcoin dip and come out ahead. In 2014 and 2017 buying dips was mostly rewarded with heavy losses. In 2014 and 2018, two bearish years, shorts could short every resistance and profit. In 2015 – 2017, it was rarely safe to short Bitcoin. Knowing the difference between a bull and a bear can be a big deal in any asset, but with the brutal market cycles of crypto, it is especially important to learn the difference.

During an ICO (Initial Coin Offering), startups offer the general public an early chance to invest in their idea through a crowded sale. In return, these investors are allocated tokens at a lower price with a promise to sell them at a much higher price when listed on an exchange. Time has proven that ICOs can quite successful with records showing that some tokens ended up more than ten times the value of the projected returns. But what’s the catch in this, you might ask… ICOs have attracted a large number of investors clearly due to their high returns; however, another large number of ICOs have turned out to be total scams. People have lost millions worth of investments. Read extra details at Cryptocurrency exchange Toronto.

Because of the number of cryptocurrencies that exist, some cryptocurrencies work a bit differently, but most of them share these basic characteristics: Actions are irreversible: After you send a cryptocurrency and the network has confirmed it, you cannot recover it. The cryptocurrencies are one-way, without chargebacks.

Located in San Francisco, Huobi is operated by HBUS Holdco, Inc. (“HBUS”), a U.S. company and strategic partner of Huobi Global, one of the world’s largest digital asset trading and management service providers. At the time of writing, Huobi is only available to Chinese and US residents excluding those residing in Alabama, Arizona, Connecticut, Georgia, Louisiana, New York, North Carolina, Hawaii, Vermont, Washington, and all U.S. Territories. Huobi offers a plethora of token trading options (Over 50 pairings). As we all know, crypto doesn’t sleep and neither does Huobi as they offer their customers 24/7 free customer support. Fees for USD trades are .1% regardless of being maker or taker, all crypto to crypto trades are .05%.

Our over-the-kiosk program enables third parties to sell bitcoins at their retail location without all of the logistics involved in keeping and maintaining stock. Tap into this developing market and stay ahead of the times. Our mobile application allows you to simply enter client transaction details such as the amount, adjust your margins and sell coins to clients without any headaches. Source: https://www.louiibtc.com/.

Omaha apartment buying help. Updating services, such as wiring and plumbing, is a disruptive job and will involve lifting floors and chasing out plaster walls, so it’s essential to complete the work before making any cosmetic improvements when looking at ways to add value to your home. Updating the electrics may be essential if the house has not been rewired for some years. You should be able to tell by looking by the meter if there is an old fuse box, you probably need to rewire the house and install a modern consumer unit with a RCD (residual circuit device) for safety.

Unlike other methods of selling a property, when a cash offer is accepted on a house, the sale is almost guaranteed to go ahead. By cutting out the middle man – the bank in this instance – you are taking away a great source of uncertainty as, according to research by the HomeOwners Alliance, just under a third of collapsed sales occurred as a result of the buyer’s finances not being in order. As a result, accepting a cash offer can considerably reduce the amount of stress of the financial transaction, where you may otherwise be worrying whether the seller can raise the correct funds by the completion date. “If a homeowner has found their dream property and has been given an ultimatum, for example that they have to be able to buy in the next three months – they may ask for cash buyers for their existing property to make sure the process goes quickly, and they don’t lose the property they want to purchase.”

But all of these home value increasing options cost time and money. Maybe you want to move on with your life? There are real estate companies that are specialized in buying houses as they are, at a fair value, so the former owner can move on. Where you can move? Elkhorn, Nebraska, offers upscale living within a short commute of the Omaha metropolitan area. Originally founded in 1865, Elkhorn retains its proud history as a small farming and railroad community. The downtown area features many historic buildings, and the annual Elkhorn Days Festival brings the whole community together each summer for food, fireworks and fun. Elkhorn’s small town charm and rural atmosphere provides a welcome escape for families seeking a refuge from big-city living. Elkhorn provides all the amenities of a larger community, including outstanding schools and public services, while retaining its own unique rustic sensibility.

Hence, I’d at least advise you to get an appraisal and perform a little additional homework of your own. Look at the various listing services for comparative pricing and price adjustment records on similar area homes and time-on-the-market stats to get a better idea of what the market is bearing. While the appraiser will probably do at least 3 such comps — based on recent sales — a broader data search can further enlighten you. Buy-and-hold investors purchase homes and convert them into rental properties. Within the buy-and-hold category, you have individual investors who purchase and rent out properties for passive income. On a larger scale, there are institutional investors that purchase at a minimum 10 rental properties per year, the quintessential example being Invitation Homes, a subsidiary of Blackstone that operates in 17 markets across America. See more details at House buying in Omaha.

Best merchant account for high risk ecommerce fast approval in 2019. This is a popular topic as more countries open up to new products. High-risk merchant accounts are a collection of finance services that allow companies to accept card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced choices in processors, plus higher fees and strong binding contracts. Being considered as high-risk looks bad. But in some scenarios, it can be your best option. We have been discussing about multiple properties of the high-risk merchant account industry for many years and have most likely reached on most, if not all of them, of the most deciding issues. Here are some more guides on high risk merchant account.

High risk credit card processor : CardMax Payments offers flexible accounts, easy set-up, and competitive pricing. Relationships with more than 30 domestic and international banking providers help CardMax provide exceptional service and support.

A lot of financial processors do business only with with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a limited selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s virtually impossible for eCommerce merchants to work without receiving payments from credit or debit cards. Before you can accept “plastic,” you need a payment service provider who acts as a liaison between you, banks, and credit card networks. Read more details at Third party high risk merchant accounts.

eMerchantBroker.com is a Los Angeles-based credit card processor that primarily serves high risk e-commerce business types. The company’s high risk processing services include chargeback dispute resolution, an online payment gateway, ACH processing, merchant cash advance, and MOTO processing options. eMerchantBroker.com has maintained a low complaint rate since our first review of the company and appears to offer custom pricing plans depending on each business’s type and processing history.

We did transactions on all of the high risk credit card processors, to be able to compare and a very good pick is iPayTotal. They cover all business types, have a vast experience in the business, fast customer support and low fees.

We specialize in providing offshore merchant account and third party merchant account payment solutions to international businesses.Large, safe, financial institutions in Asia, Europe or the Americas will hold your bank account and process your credit card transactions. Credit card transactions are authorized within seconds and automated receipts are sent to the merchants and customers simultaneously. We are a team of like-minded people who do business, generate ideas and realize them. At iPayTotal, we combine our technical skills with our simple, straightforward approach. Regardless of whether you require a start-up merchant solution, a subscription account, a pharmacy merchant account, a travel merchant account or set up an offshore merchant account, iPayTotal can help you set up with lowest rates and no hassles for your high risk businesses for your high risk merchant account. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

It’s virtually not possible for eCommerce merchants to do their business without receiving payments from credit or debit cards. Before you can take “plastic,” you have to use a payment service provider who acts as a liaison between you, banks, and credit card networks. Many financial service providers do business exclusively with low-risk merchants, who they consider as a low risk investment. That means businesses considered high-risk will have a very small selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Do your Due Dilligence: If you Google »merchant account services«, you’ll most likely be overwhelmed by the results showing all the different providers for accepting card payments, either for ecommerce, MOTO, or High Risk merchants. It is important that you know who are you applying with. First, you need to find out if you’re applying for a Direct MID (merchant account directly with the acquiring bank) or Aggregate MID or Payment Facilitator MID (more merchants share a single MID). Try to get the answers to following questions: Are you working directly with the acquiring bank or a middle-man Payment Service Provider company (PSP)? Where is the provider and acquiring bank based? Are they EU/UK regulated Financial Institution and have their own PCI compliant gateway? Do they already process payments for other businesses in your niche? Can you find any complaints online?

Host Merchant Services is a Newark, Delaware-based merchant account provider that is well-suited for most general business types as well as domestic high risk merchants. The company’s products and services include point-of-sale solutions (with specific packages for the restaurant, salon, professional service, and contractor sectors), online marketing tools, an online payment gateway and virtual terminal, mobile credit card processing, gift and loyalty programs, merchant cash advance, and offshore merchant accounts. Host Merchant Services specializes in e-commerce businesses and provides a free website and email address to new merchants who require them. The company has received exclusively positive feedback on public forums, with most reviewers singling out the company’s customer service for praise.

List of high risk merchant processors in 2019. This is a popular subject as more countries open up to new products. High-risk merchant accounts are a subset of financial services that offers companies to receive card payments from clients. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face limited choices in processors, plus raised fees and harsh contracts. Being labeled as high-risk sounds terrible. But in some cases, it can be your best option. We have been talking about diverse aspects of the high-risk merchant account business for many years and have almost sure reached on most, if not all, of the most decisive issues. Here are some more advices on best high risk merchant account. Read more details on High risk merchant account fees.

HRMA-LLC specializes in high-risk merchant accounts and ACH processing for high-risk business verticals. They offer payment processing for practically every high-risk business type. HRMA-LLC offers fast approvals with no setup fee. We worked with all of the high risk credit card processors, to be able to compare and a strong choice is iPayTotal. They cover all business types, have a huge experience in the field, fast customer support and low fees.

How does being a high-risk merchant affect getting a merchant account? Quite frankly, it makes it a lot harder and more expensive. Despite the intense competition within the merchant account services industry, getting approved for a merchant account is never a sure thing. Providers have to balance the risk presented by a merchant applying for an account against the potential profit to be made from the account if it is approved. In most cases, they err on the conservative side of things, meaning high-risk merchants simply aren’t approved for an account.

We believe in fostering real long term relationships with our clients, and always go the extra mile to make sure our customers are happy. We offer 24/7 technical support to ensure that when a problem arises, it can be quickly and efficiently addressed by one of our professionals. We want you to do well and your business to grow. We believe it is of the utmost importance that the needs and expectations of clients are systematically defined and translated into prerequisites that are fully met, through the correct application of the Quality Management System in order to always ensure the highest degree of satisfaction.

IPAYTOTAL LTD
Company Address: 60 Windsor Avenue London, England SW19 2RR
Company Website: https://ipaytotal.com/.
Support Email: support@ipaytotal.com
UK Tel:+44 800 776 5988
US Tel:+1 845 215 4017
Company # 11357725

Before you choose any credit card, make sure that you understand the card issuer’s terms and conditions. Read the fine print and ensure that the fees, interest rates, penalties, rewards, and protection against fraud are clear to you. If you don’t understand something, don’t hesitate to ask the issuer.

If you’re confident you can use a credit card responsibly and pay off the balance every month, try using it as a budgeting tool. By making all of your purchases with your credit card, you can see exactly how much you’ve spent at the end of the month. Of course, you should only do this if you know you can pay off the balance each month. To make sure your credit card spending doesn’t get out of hand, never charge more to your card than you have in your bank account.

When you pay for something with a credit card, you’re not using your own money but borrowing it from the financial institution that issued you the card. If you charge correctly, credit cards are terrific. When you don’t, they can be terrible. Here’s the scoop. Each charge is a loan. Every time you use the card, you’re tapping into a line of credit, which is a predetermined amount of money that you can spend that is set by the issuer. Once you get approved for a card, you can choose to borrow some or even all of what is available to you. Therefore, if your credit line (sometimes called a credit limit) is $1,000, you may charge up to that amount.

Qualifications for applicants for the cash card UOB Cash plus , Thailand’s latest cash card.

For anyone interested, would like to look for some cash cards, especially with UOB Cash plus. Let’s check the features better, if you can apply for this latest cash card :

1. For business owners
Is a Thai natural person aged 20-26 years
Monthly income 20,000 baht or more
3 years of working life in the same business

2. For regular employees
Being a Thai national, aged 20-26 years
Monthly income 15,000 baht or more
Have a working age of 1 year or more in the current company Or in the same business

Spending analysis tools make sticking to your budget a cinch: One of the most underrated online banking features offered by most credit card issuers these days is the spending analysis tool. This allows you to see a breakdown of how much you’re spending with your card in different categories (restaurants, travel, general merchandise, etc.). You can usually choose to view this on a per-month basis or take a look at your spending patterns over time. Be sure to look around for this tool the next time you log into your card’s online banking platform. It can provide some helpful insights into where you’re doing a good job sticking to your budget, and where you might need to cut back.

For our thai readers :

3 ปัญหาที่บัตร Uob cash plus ช่วยคุณได้

1. เล่นหุ้น ไม่มีทุนก็เหงาเวอร์

หลายคนเลยทีเดียวที่ใช้บัตรกดเงินสดเพื่อลงทุนในหุ้น เพราะปัจจุบันการเล่นหุ้นกำลังได้รับความนิยมเป็นอย่างมาก และหลายคนก็มองหาเงินทุนเพื่อเอาไปต่อยอด เมื่อนั้น Uob cashplus  บัตรกดเงินสดจากธนาคารยูโอบีก็เป็นตัวเลือกที่น่าสนใจไม่น้อยเลยทีเดียว  แต่อย่าลืมว่า คุณต้องเชี่ยวชาญและมีความรู้ในการเล่นหุ้นเป็นอย่างดีด้วย เพราะการเอาไปลงทุนสุ่มสี่สุ่มห้า อาจจะทำให้เกิดความเสียหายได้

2. ซื้อสินค้าที่จำเป็น

เพราะเราไม่รู้ว่าเมื่อไหร่ของจำเป็นจะพังเสียหายไป อย่างบางคนทำธุรกิจออนไลน์ วันดีคืนดีโทรศัพท์มือถือหล่นนำ ค่าสินค้าก็ยังเก็บไม่ได้ จะเอาเงินที่ไหนซื้อโทรศัพท์ล่ะเนี่ย ถึงตอนบัตร uob  ก็เป็นผู้ช่วยที่ดีที่จะทำให้คุณมีเงินสดในการซื้ออุปกรณ์ทำงานต่อไปได้

3. สำรองไว้ก่อน เพื่อความอุ่นใจ

อย่างที่บอกว่าปัญหาทั้งหลายไม่รู้จะเกิดขึ้นเมื่อไหร่ หากเกิดปัญหา เราก็อยากมีตัวช่วยที่พร้อมใช้ทันที Uob cashplus  ก็คือตัวช่วยที่ถือไว้ เพื่ออุ่นใจ ยามมีปัญหาเมื่อไหร่ จะได้ไม่ต้องเครียด สามารถหยิบมาใช้เพื่อความสะดวกได้ทันที เพราไม่มีค่ารายปี หากเรามั่นคงทางการเงินแบบล้นหลามเมื่อไหร่ จะยกเลิกไปหรือจะเก็บไว้ ก็แล้วแต่ทางเลือกของเรา